Zero-Down Mortgages Get Harder to Find

It will be increasingly difficult to find a 100% financing for your home in the future. Many lenders are already cutting back on these programs and will require at least a 5% down payment investment in your home purchase. There are still no-down home loans available but they could continue to disappear. Subprime lenders who are not under federal regulation will most likely continue to offer the riskier loans with no down payment or interest only.